WE Capital Mortgage Fund
Private Credit.
Real Security.
Consistent Returns.
We invest in first lien mortgage loans backed by real estate, providing investors with stable, risk adjusted income and strong capital protection.
First Lien Position
Senior secured on real estate
11%
Target net return to investors
12–18 Months
Typical loan term with defined exit
60–70% LTV
Conservative loan to value
$50,000+
Minimum investment for investors
Asset Backed
Real property secures every loan
Capital Preservation
Conservative underwriting and strong collateral
Risk-Adjusted Returns
Attractive returns with controlled risk exposure
Monthly Income
Interest paid monthly to investors
Active Oversight
Continuous monitoring throughout the loan lifecycle
Aligned Interests
We succeed when our investors do
Open to Investors
Current Investment Opportunities
First lien mortgage loans available for investor allocation. Click any deal to review full details.
Target Investor Yield
Open3 Property Portfolio
- Loan to Value
- 39%
- Term
- 12 Months
- Lien Position
- First Lien
- Minimum
- $50,000
Recent Investment Example
Three Unit Renovation Loan
Deal Summary
- Loan Amount
- $471,250
- Purchase Price
- $725,000
- After Repair Value (ARV)
- $950,000
- Loan to Value (Acquisition)
- 65%
- Loan Term
- 12 Months
- Interest Rate
- 11% Interest Only
- Monthly Payment to Investors
- $4,319.79
- Minimum Investment
- $50,000
Investment Highlights
- First lien position on real estate
- Short term with defined refinance exit
- Conservative loan to value
- Experienced borrower
- Strong underlying asset
Target Return
Paid Monthly
to Investors
How We Protect Capital
Multiple Layers of Investor Protection
Conservative Underwriting
Rigorous analysis with realistic assumptions
First Lien Collateral Protection
First lien position with additional safeguards
Defined Exit Strategy
Clear plan for repayment before funding
Ongoing Asset Oversight
Active asset management until loan payoff
Experienced Operators
Proven track record in private credit
Our Strategy
We provide capital for short term real estate loans that have already been underwritten through experienced brokers. Our role is to fund and structure the debt, allowing investors to participate in income generating, asset backed loans without direct ownership or operational risk.
- Institutional approach
- Transparent reporting
- Disciplined risk management
- Real estate backed investments
Let's Build Together
Partner with WE Capital
Join a growing network of investors seeking consistent income through private credit investments backed by real estate.