Sample Mortgage Investment Overview
A representative first lien bridge loan illustrating how WE Capital structures real estate backed investments with a focus on capital protection.
First Lien Bridge Loan
Secured by Residential Properties
Loan Amount
$250,000
Interest Rate
11%
Loan Term
12 Months
LTV Ratio
65%
Collateral Overview
Property 1
Location
Newark, New Jersey
Property Type
Single Family Residential
Appraised Value
$210,000
Property 2
Location
Newark, New Jersey
Property Type
Single Family Residential
Appraised Value
$175,000
Combined Collateral Value
$385,000
Loan Amount
$250,000
Equity Cushion
$135,000 (35%)
Investment Structure
Loan Terms
Capital Protection Features
First Lien Position
Priority claim on collateral in any recovery scenario
Conservative LTV
65% loan-to-value provides 35% equity buffer
Cross-Collateralized
Multiple properties secure a single loan
Personal Guarantee
Borrower provides personal recourse
Exit Strategy
Primary Exit
Sale of renovated properties at market value upon project completion
Secondary Exit
Refinance into conventional long-term financing after stabilization
Downside Protection
First lien position allows foreclosure and asset recovery if needed
Learn More About Our Investment Approach
This sample investment overview is for illustrative purposes only and represents a typical deal structure. Actual investments may vary in terms, rates, and collateral.
This sample investment overview is provided for educational and illustrative purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any securities. Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. Prospective investors should consult with their own legal, tax, and financial advisors before making any investment decisions.